Apex & Anchor

Apex & Anchor

TERMS OF SERVICE & PRIVACY POLICY

Last Updated: August 2026

These Terms of Service govern the use of https://apexandanchor.co, provided by Apex & Anchor Media (SMC-Private) Limited.

By accessing or using our website, digital newsletters, publications, or services, you agree to be bound by these Terms of Service and Privacy Policy.

PART 1: TERMS OF SERVICE

1. GENERAL OVERVIEW & SERVICES

Apex & Anchor is a digital media publication providing research, analysis, and curated newsletter publications across finance, health, and global markets. Our services are provided for informational, educational, and entertainment purposes only.

2. INTELLECTUAL PROPERTY RIGHTS

All content published on Apex & Anchor—including articles, newsletters, graphics, logos, images, and visual design—is the intellectual property of Apex & Anchor Media (SMC-Private) Limited unless otherwise stated. You may not copy, reproduce, distribute, or create derivative works from our content without express written authorization.

3. DISCLAIMERS (FINANCIAL & MEDICAL)

  • Financial & Market Content: Content on Apex & Anchor does not constitute financial, investment, or trading advice. All market analyses are for educational purposes.
  • Health & Fitness Content: Health and wellness content is provided for educational purposes and should not replace professional medical advice, diagnosis, or treatment.

4. SUBSCRIPTIONS, PAYMENTS & MERCHANT OF RECORD

  • Merchant of Record (Mandatory Notice): Our order process and billing are conducted by our online reseller, Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle handles all customer service inquiries, tax calculations, and billing management regarding purchases made on apexandanchor.co.
  • Recurring Subscriptions: If you purchase a paid subscription, your payment method will be charged automatically at the start of each billing cycle (monthly) until canceled. You may cancel your subscription at any time via the link in your payment receipt or from your account settings.

5. CANCELLATION & REFUND POLICY

  • 14-Day Right of Withdrawal / Refund Window: In accordance with consumer protection standards and Paddle policies, you may request a refund within 14 calendar days of your initial purchase or subscription renewal if you are unsatisfied with the service or have not consumed/accessed the digital reports.
  • Exceptions: If you access or consume instant digital content upon checkout, you acknowledge that immediate performance begins and your right to a refund may be subject to Paddle’s standard buyer verification terms.
  • Requesting a Refund: Refund requests can be processed directly via your Paddle receipt email, by visiting Paddle Buyer Support, or by emailing our support team at contact@apexandanchor.co.

6. ACCOUNT REGISTRATION & USER CONDUCT

You agree to provide accurate information when subscribing or registering an account. You must not use our website for fraudulent activities, spam, or unauthorized automated access.

PART 2: PRIVACY POLICY

7. INFORMATION WE COLLECT

  • Information You Provide Directly: Account registration details, names, and email addresses provided during newsletter subscription.
  • Automated Log Data: IP address, browser type, operating system, referring URLs, and page views to analyze performance and ensure security.
  • Payment Information: We do not collect or store full credit card numbers or banking credentials on our servers. All financial data is directly processed and secured by Paddle.com under PCI-DSS SAQ A compliance.

8. HOW WE USE YOUR INFORMATION

We process your personal information to deliver digital newsletters, process subscription orders through Paddle, analyze site performance, prevent fraud, and comply with legal requirements.

9. DATA SHARING & THIRD-PARTY SERVICES

We do not sell or rent personal information. We only share necessary data with trusted service providers required to operate our platform (e.g., Paddle for payment processing and billing compliance, email delivery systems, and secure web hosting).

10. YOUR DATA RIGHTS (GDPR & GLOBAL COMPLIANCE)

You have the right to request access to your personal data, request data erasure (“Right to be Forgotten”), or unsubscribe from marketing communications at any time using the “Unsubscribe” link in any email footer.

11. CONTACT US & CORPORATE DETAILS

Legal Entity Name: Apex & Anchor Media (SMC-Private) Limited
Website: https://apexandanchor.co
Support Email: contact@apexandanchor.co
Payment & Billing Support: Paddle Buyer Support